Insurance Accepted

Spirit of Hope gives you peace of mind by coordinating the paperwork needed directly with the payors to determine coverage.
We will bill the payor directly and can assist you in accessing reimbursement from long-term care insurance providers.
01
Medicaid
It helps cover medical costs for some people with limited income and resources. The federal government has general rules that all state Medicaid programs must follow, but each state Maryland’s Medical Assistance Program ( Medicaid) provides coverage for some long-term care services, this program is only available if you satisfy certain requirements. You may be eligible for Medicaid depending on your income, available assets, and health status. runs its own program.
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04
Private Pay
Private pay in medical insurance refers to individuals directly covering healthcare expenses out of their own funds, without relying on insurance coverage or reimbursement. This approach is often chosen for services not covered by insurance or for greater flexibility in selecting providers. For those who choose to finance home health services out of pocket, we would be happy to arrange payment terms with you.
​02
Commercial Insurance
Spirit of Hope accepts payment from the largest insurance providers, including worker’s compensation.
03
Long-Term Care
This is designed to bridge the gap and cover the costs of health insurance.
It refers to a host of services that aren’t covered by regular health insurance. This includes assistance with routine daily activities.
helps cover the costs of that care when you have a chronic medical condition, disability, or disorder such as Alzheimer’s disease. Most policies will reimburse you for the care given in a variety of places, such as your home, nursing home, an assisted living facility, and an adult day care center.